ANUITAS LAST SURVIVOR UNTUK KASUS DUA DAN TIGA ORANG TERTANGGUNG

Abstract

In multiple life insurance, there are two terms based on the status of the death of the insured is a collection of joint life and last survivor. The difference is in the status of multiple life insurance is the timing of cash coverage. A status is said to be a joint life insurance money if provision was made during the first die and life survivor status if the provision of insurance money made at the time are all dead. To get the sum insured, the insured must pay a premium. If you want to convert into a single premium be regular premium, annuity required. For the last survivor insurance cases we will use the last survivor annuity. The end result of the research process will generate mathematical formulas of present value due annuity and immediate annuity for the case of two and three people in the last survivor status.